*vacante para la empresa global swiss based financial mining and metal commodity trading company en puebla, puebla*:
global swiss based financial mining and metal commodity trading company requires
*credit risk director (to work based in puebla)*
main responsibilities
- conduct counterparty analysis, for the establishment of credit grades, limits, and payment terms.
- research various sources and analyze financial data to support making decisions or recommendations, while working within delegated credit authority.
- stay informed of and react to macro and market trends, and the competitive landscape within different sectors.
- assess financing and hedging structures for clients, with a focus on risk-adjusted returns.
- prepare detailed memos for the larger proposals (working capital financing, project finance / pxf / tolling) for escalation to management.
- lead transaction structuring and put in place risk transfer solutions through bank financing (working with treasury and legal teams), and insurance (working with brokers and underwriters), also manage the credit insurance policy: limit requests & renewals, claims, etc.
- have a cross-functional approach to integrate all risk aspects into the analysis: compliance (sanctions, aml, esg/sustainability, etc.), insurance (cargo & marine, political risk, etc.); and others (market risk, treasury, traffic, legal, etc.).
- assist the head of risk in development of credit methodologies and associated models / processes.
- prepare and/or monitor consolidated (residual) risk report to ensure limits compliance and take remedial actions.
- maintain & review the ageing and high-risk reports and notify of any potential defaults along with recommended action plans.
- travel across the region (estimated 1 weeks per quarter) to improve business knowledge and build a direct relationship with counterparties.
Experience
- 8 or more years’ experience with credit evaluation and financial statement analysis within a commercial bank (corporate / trade finance, asset management), credit rating agency, big four accounting firms (audit or advisory departments), and major credit insurance companies
*skills*:
- detailed understanding of the overall trading risk management lifecycle and the policies, procedures and strategies employed to manage this risk. Ability to analyze financial statement, establish credit limits for customers and recommend financing options/alternatives.
- good working knowledge of typical bank product offerings: letters of credit, factoring, forfaiting, structured trade finance, repos, corporate finance risk participations, project-related financing.
- experience in commodity trading industry; understanding of market risk measurement strategies and of financial and commodity hedging instruments in particular derivatives, options, and embedded optionality; knowledge of risk management analysis techniques including value at risk and stress testing techniques.
- commercial mindset and assist in the growth of new businesses / products across the region.
- key personality traits: independence, creativity, detail oriented, organized and ability to multi-task
languages
- english proficient level required
education
- masters university degree (in finance and/or economics) or related cfa desirable
we offer
- very competitive compensation
- benefits above the law
- international exposure
*nível de educación deseada*:
superior - titulado
*nível de experiência deseada*:
nível alto directivo
*función departamental*:
contabilidad / finanzas
*industria*:
minería y metales
*habilidades*:
- credit risk
- riesgo de crédito
- director de crédito
- cfa